Goldplus Savings Account

Goldplus Savings Account

This is an interest bearing account but cannot be used directly as money (for example, by writing a cheque). This account allows customers set aside a portion of their cash while earning very attractive interest.

 

Features

  • Minimum account opening funds required
  • Dedicated Relationship Management
  • Withdrawal policy (2x per month)
  • Interest is calculated and paid monthly

 

Benefits

  • Can start the account with only GH¢10
  • Assured of prompt service delivery and can track your account without visiting any branch via the dedicated account manager
  • The more your save in the account the more interest earned
  • The balance can be used as cash collateral for loans from Goldman.

 

Operating parameters/ charges

  • Minimum opening balance  - GH¢10
  • Minimum operating balance - GH¢50
  • Minimum balance for interest - GH¢50
  • Interest rate
  • 50-500: (5% p.a.);
  • 501-1000 (6% p.a.)
  • Above 1,000 (7% p.a.)
  • Withdrawal Restrictions- 2x in a month, GH¢2 charge on more withdrawals
  • Interest payment- Monthly
  • Account closure charge - GH¢5
  • Statements- Upon request

 

Mode of account operation

  • Customers would complete the savings application form & signature card,  and be provided  the following;
  • Deposit and withdrawal books/slips

 

Requirement

           Individuals

  • Any valid ID (Passport, VID, NHIS Card, Drivers License)
  • 2 passport size  picture
  • Initial deposit of GH¢10 or more

Corporate

  • Registration documents
  • Any Valid ID & 1 passport sized picture of all the account signatories
  • Board resolution to open an account
  • Initial deposit of GH¢10 or more